Ratemaking Considerations for Multiple Peril Crop Insurance
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Abstract
I. Introduction
The Federal Crop Insurance Program
Public Policy and Federal Crop Insurance
Public Policy and Federal Crop Insurance - Cont.
A Description of Multiple Peril Crop Insurance
A Description of Multiple Peril Crop Insurance - Cont.
Unique Features of the Multiple Peril Program
Unique Features of the Multiple Peril Program - Cont.
Rates for Individual Producers
Rates for Individual Producers (cont.)
Overview of Current Ratemaking Methodology
Overview of Current Ratemaking Methodology (cont.)
Chart 1
Overview of Current Ratemaking Methodology - Cont.
II. Challenges in Ratemaking
Catastrophic Nature of the Coverage
Chart 2
Chart 3
Chart 4
Catastrophic Nature of the Coverage - Cont.
Chart 5
Geographical Influences on Farming and Risk
Chart 6
Chart 7
Geographical Influences on Farming and Risk - Cont.
Chart 8
Chart 9
Chart 10
Chart 11
Chart 12
Chart 13
Chart 14
Chart 15
Chart 16
Chart 17
The Effect of Increased Producer Participation
Chart 18
Chart 19
The Effect of Increased Producer Participation - Cont.
Chart 20
Chart 21
III. Future Considerations for Ratemaking Analysis
Using Non-Insurance Information in Ratemaking
Using Non-Insurance Information in Ratemaking (cont.)
Using Non-Insurance Information in Ratemaking - Cont.
Potential Enhancements to Ratemaking Techniques
Potential Enhancements to Ratemaking Techniques - Cont.
IV - Conclusion
Conclusion
Appendix
Spatial Smoothing
Spatial Smoothing - Cont.
Chart 22
Chart 23
Spatial Smoothing - Cont
Development of the Spatial Credibility Model
Chart 24
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Development of the Spatial Credibility Model - Cont.
Development of the Spatial Credibility Model - Cont
References
References - Cont.
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