Rates for Individual Producers

MPCI rates are established for combinations of county, crop, and farming practice. Certain crops such as wheat may be rated by the variety, such as winter wheat vs. spring wheat vs. durum wheat. Farming practices differ by crop and location. An example of a farming practice would be the distinction between irrigated vs. non-irrigated crops.

Since a producer may plant several crops or use more than one farming practice, the producer is rated for each distinct crop and practice. Also, coverage for certain practices in selected counties may be unavailable in order to prevent adverse selection against the MPCI program. For example, coverage for non-irrigated extra long staple cotton is unavailable in certain counties in Texas.