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NCIS President: Bob Parkerson
- What is NCIS
- Purpose
How to Become a Member of NCIS
- Services
- Membership
- History
- Structure
- NCIS Meetings & Educational
Activities
- Our Organizational Structure
Order our Brochure
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- National Crop Insurance Services (NCIS) is an international not-for-profit
organization representing the interests of more than 60 crop insurance companies. NCIS
member companies write Crop-Hail Insurance; Multiple Peril Crop Insurance (MPCI), the
federally subsidized risk management program; and, privately developed crop insurance
products totaling approximately $3 billion in premium, with liability totaling
approximately $50 billion. These companies service all farmers participating in the
federal program, including limited-resource and socially-disadvantaged farmers. In
partnership with the government, these private companies are the safety net that equitably
provides risk management to the American farmer. NCIS members range in size from one-state
companies to national writers, as well as foreign company members.
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- NCIS believes it is in the public interest to provide adequate insurance
protection against damage to growing crops by hail and other perils, and against loss or
damage in connection with public events or private undertakings from rain or other adverse
weather conditions. Such protection can be made available only upon adequate information
and knowledge.
In support of this belief, NCIS is organized for the
following objects and purposes:
- To compile and analyze relevant statistics acquired by members from year to
year.
- To operate as an insurance advisory organization and an insurance statistical
organization.
- To furnish statistics, loss expense, actuarial analyses, actuarial formulas,
procedures, forms, and information to members and other purchasers.
- To consult and meet with groups or individuals having an interest in crop
insurance, including, but not limited to, state and federal government officials and other
trade associations.
- To develop, provide, and publicize procedures and forms for adjustment of
losses.
- To conduct research, training, and education activities in order to promote
improved knowledge and understanding of the appropriate aspects of crop insurance.
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- Companies writing crop insurance require several types of crop risk information
in order to properly offer fair and equitable coverage to the American farmer. NCIS has
historically researched and provided to government and industry highly technical crop risk
information in order to: 1) develop fair underwriting guidelines so that crop risks may be
adequately evaluated and rated prior to executing an insurance contract; 2) develop and
test accurate loss adjustment procedures to appraise crop damage at any stage of plant
growth; 3) develop appropriate and adequate loss statistics and insurance policy terms and
conditions specific to each crop and location; 4) develop professional training and
educational programs for agents, adjusters, farmers, and the agricultural community; and
5) develop research programs, at over thirty land grant colleges and universities, and
innovative procedures that look beyond the traditional agricultural programs to provide
risk management solutions to meet the future agricultural environment. NCIS provides this
type of information and services for the crop insurance industry through joint efforts
between NCIS, its member companies, the USDA Risk Management Agency (RMA), and major
agricultural universities.
NCIS assists the crop insurance industry in
meeting the regulatory requirements of the individual states. This is accomplished by
filing the appropriate material and statistical information with respective state
insurance departments. NCIS also serves as liaison with individual state insurance
departments through active participation with the National Association of Insurance
Commissioners.
NCIS receives most of its operating income through assessments. Each member
company pays an annual assessment proportional to the amount of crop insurance premiums it
writes during the growing season.
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- NCIS has six separate classes of membership: Full Member, Service
Member, International Insurance Company Service Member, International
Organizational Member and Organizational Associate Member.
A
Full Member consists of an insurance company writing primary coverage for crop insurance
or rain insurance; an affiliated group of insurance companies that write primary coverage
for crop insurance or rain insurance under common management in their general insurance
operations; or, a managing general agent for one or more insurance companies that write
primary coverage for crop insurance or rain insurance.
A Service Member is the same as a Full Member but one that elects to subscribe
for some, but not all, of the assessment-based services offered by NCIS.
International Insurance Company Service Members are those organizations that
are engaged in the writing of primary coverage outside the United States as their
principal activity related to the crop insurance industry.
International Organizational Members are those organizations not engaged in the
writing of primary coverage, but are 1) associations of international crop insurance
companies; 2) service international crop insurance companies; or, 3) are interested in
crop insurance.
Organizational Associate Members are organizations not engaged in the writing
of primary coverage, but have an interest in crop insurance or rain insurance.
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- NCIS has been serving the crop insurance industry, in one form or another, since
1915. The organization has continuously evolved over the years to meet the challenging
needs of crop insurance.
The most recent milestone in this evolution
occurred in 1989 when NCIS was created through the consolidation of two sister
organizations: the Crop-Hail Insurance Actuarial Association (CHIAA, formed in 1947) and
the National Crop Insurance Association (NCIA, formed in 1915).
NCIS is located in the Kansas City metropolitan area in Overland Park, Kansas.
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- Policy direction and overall responsibility for NCIS affairs rests in its Board
of Directors consisting of eleven to fourteen elected members and a group of three
officers (called the "Executive Committee") selected from the Board. The
following standing committees assist the Board of Directors:
- Program Development Committee
- Crop-hail Actuarial & Statistics Committee
- MPCI Actuarial & Statistics Committee
- Crop-hail Policy, Procedure and Loss Adjustment Committee
- MPCI Policy, Procedure and Loss Adjustment Committee
- Technology & Information Processing Committee
- Training Committee
- Public Relations & Education Committee
- Audit Committee
- Nominating Committee
- Law Committee
These committees are made up of member company personnel who are appointed on
the basis of their particular experience and expertise. Standing committee recommendations
are presented to the Board of Directors for final action.
In addition to the standing committees, eighteen regional and state crop
insurance committees help NCIS keep in close touch with local developments in agriculture
and insurance throughout the United States. These committees comprise employees of member
companies who work in the respective states or areas. They meet periodically and make
recommendations to the Board of Directors based on the specific needs in their areas.
While the Board of Directors sets the general policy of NCIS, the president and
staff are responsible for putting this policy into action. NCIS has about fifty employees.
This highly professional workforce possesses expertise in statistics, loss cost analysis,
computer applications, crop production practices, crop insurance underwriting, loss
adjustment, crop research, education, training, public relations and administrative
management.
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- Annually, NCIS conducts a series of educational and professional forums for our
members. Over 3,500 individuals attend these sessions including:
- Crop Insurance Industry Annual Meeting
- Regional/State Committee Meetings
- Spring and Fall Update Conferences
- National Claims Managers’ Conference
- Loss Adjuster and Supervisor Workshops and Field Days
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